Whether you own or rent your home or condominium, Sublimity has the right protection for you. With a complete line of homeowners and renters forms, we can help protect your home, as well as personal property and personal liability exposures.

If you own your home or condominium, Forms 1, 3, 5, 6 and 8 provide varying levels of coverage for your home and contents, from basic actual cash value coverage to replacement cost coverage for both home and contents. Pick the form that’s right for you and your home. If you rent your home, our renter’s policy provides the special form contents coverage you need, as well as liability coverage.

If you own or operate a farm, our Farmowners policy might be just what you need. We combine homeowners coverages with the unique coverages needed by a farmer to provide you with one policy to meet your needs.

If you own rental properties or a vacation home, we can protect your investment as well as the liability exposures that are a natural part of owning property.

Certain types of personal property require special coverage, such as jewelry, computers, boats, guns and collectible items. We have the coverages to meet your needs.

With a wide range of discounts available, you'll find Sublimity combines great protection at an affordable price. These discounts include:

• package discounts for insuring both your home and cars with Sublimity;
• new home discounts;
• claim free renewal credits to reward customers with fewer claims, and discounts for alarm systems and higher deductibles.